Best Expense Tracker Apps in India Personal Expense Tracker Apps

It offers a free version and a paid premium version called PocketGuard Plus. Users can connect their checking, savings, and credit card accounts to the app. No list of money management apps is complete without mentioning Mint, one of the top personal finance apps. This free finance tool supports a wide range of banks and lenders. With Mint, you can easily manage expense tracking, budgeting, bills, and even monitor your credit.

Top 10 Best Budgeting Apps in India for Money Management in 2025

You use 20% of your take-home pay into savings, and the remaining 80% goes toward your expenses. Moreover, you can put aside money for emergencies, savings, or investments to reach your financial goals by controlling unnecessary expenses. The best part about Money Lover is the option to plan your finances. Last but not the least in the list is Cleo, an AI personal expense tracker.

With its built-in money manager, this app helps you stay on top of your finances and make smarter financial decisions. Its intuitive interface makes it easy to budget and track your expenses, giving you a clear picture of where your money is going. Monefy is a popular expense tracker app that allows users to easily track their budget and expenses.

Buddy is one of the best expense tracker apps allowing you to easily create a budget and track your expenses. Whether managing finances alone or with loved ones, Buddy ensures you won’t spend too much on your earned salary by creating a budget plan customized to your needs. Buddy, is known for its simple user interface and is one of the great personal expense tracker apps.

Again some of the advanced features require a subscription– Rs 989 per month or Rs 6,500 per year. Goodbudget is a popular budget tracker app that focuses on envelope budgeting. It helps you allocate funds to different spending categories, ensuring you don’t overspend in any area. Although it doesn’t connect to your bank accounts, it is an effective tool for people who prefer manual input. Yes, all the expense tracker apps mentioned in this article offer the ability to categorize your expenses, making it easier to understand where your money is being spent.

Advantages of Using Apps to Track Expenses

TrackWaller is a money management app with a very simple and easy to use interface where you can track your personal budget and finances. With the right budgeting app, you can take full control of your money, reduce unnecessary spending, and start saving for things that really matter. You get this expense tracker app free for 45 best expense tracker app india days with all the features to explore. Many mid-size organizations also use it for keeping themselves within the budget. It has an amazingly designed platform to provide solutions by performing a set of tasks and providing rich features for users to engage. If you are interested in a highly detailed approach, this one’s for you.

Best 10 Personal Expense Tracker App India

By analyzing SMS inboxes, Walnut tracks expenses, bills, and travel bookings. It helps you understand where your money goes and what steps you can take to use it the right way. Below are some of the best expense tracker apps you can use for tracking, budgeting, and accounting. Budget management is all about getting things in your hands as soon as you want. Through the use of these best expense tracker apps, counting on your safe expenditure and revenue becomes really easy.

In my case, they analyzed how much money I make in a month on average, and suggested exact figures that I should be spending, saving and investing. All the other apps on this list don’t analyze your expense and income, but Spendee does. Monefy also has a visual round pie chart tracker at the center of the dashboard. The spend categories come scattered around the pie chart, and you can just tap on a category and start noting your expense. In fact, the entire gamut of expense tracking software has undergone sea changes in the last 5 years.

Founded in 2014, the Moneyview App reads your transactional messages and provides you with real-time visibility into your finances. This app unearths the hidden financial data that sits idly in SMS logs and makes excellent use of it. Expenses and income are added manually, but in return, the app gives detailed reports, graphs, and charts. She has a passion for creating engaging content that resonates with audiences across various digital platforms. In her free time, Priyanka enjoys traveling and reading, which allows her to gain new perspectives and inspiration for her work.

• Like most budget apps, you can set financial goals and monitor your progress towards them.
• A wealth of useful tools and resources, including a stock screener, a portfolio tracker, and a news feed that keeps you up to date on the latest news and events.
• In 2025, the best budgeting apps in India—like Money View, Walnut, ET Money, and others—offer more than just tracking.
• One of the best money management apps in India, Money View offers a wide range of features that help users manage their finances effortlessly.
• It offers a wide range of features that serve as a one-stop solution for tracking investments across various instruments.

Money Manager is the second tracker in the list and it provides a very simple approach (but effective) to handle your day-to-day expenses as well as incomes. The apps listed above can meet your needs if you’re looking for the best expense-tracking app or the best money-management app in India. Structured planning, which consists of three important fundamentals, is the starting point for effective personal finance management.

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• It’s filled with many investment advisers for contracts, but its free individual financial dashboard is equipped and open to anyone who signs up.
• Everlance, a mobile application founded in 2015, offers users the ability to track their mileage, expenses, and receipts.
• The app has a clean design and makes it easy to see daily and monthly trends.
• Along with expense tracking, it helps users manage investments, insurance, and taxes.

One standout feature of Monefy is its ability to sync data across multiple devices, allowing you to share expenses with your partner for better financial planning. Additionally, you can place a Monefy widget on your home screen for easier access and back up all your data to Google Drive or Dropbox in one click. This daily expenses app tracks all your purchases and bills, comparing them to your monthly income and budget planner to ensure your finances stay in top shape. With its user-friendly interface and vast features, Monefy stands out as the best free expense tracker app in India.

Investopedia’s research and editorial teams conducted independent, comprehensive research into budget apps in April 2025. Investopedia collected and calculated 28 criteria for each app, resulting in 280 data points. This information was used to objectively score and rank each app. Investopedia was founded in 1999 and has been helping readers find the best budget apps since 2020.

Why to use expense tracker apps?

The app generates detailed expense reports, providing a comprehensive breakdown of your expenses over various time periods. This allows you to identify trends, analyze your spending patterns, and make informed decisions about your financial priorities. By having a clear overview of your financial health, you can make adjustments to your budget and work towards achieving your savings goals more efficiently. FinArt takes budget planning to the next level by offering a family expense tracking feature. You can easily share dashboards with your family members, allowing everyone to stay informed about the overall financial health of the household. This collaborative approach helps promote transparency and accountability, making it easier to work towards common financial goals.